Wilshire Finance Partners, INC.

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WFP Income Fund | Fixed Income Investments REQUEST QUOTE (866) 575-5070 (866) 575-5070 Borrow Invest Contact About WFP Income Fund Stable Income Principal Protection®Through Short-Term Fixed Income Investments REQUEST INVESTOR PACKAGE WFP Income Fund Stable Income & Principal Protection® The WFP Income Fund (the Income Fund ) is a real estate-based private credit fund designed as a short term fixed income alternative investment that seeks to provide attractive risk-adjusted returns to its investors primarily through the Income Fund’s investments in first trust deeds and mortgages. We manage a diverse portfolio of loans secured by first liens against real property in the seniors housing, healthcare real estate, multifamily, and commercial real estate sectors around the country. Our investment strategy uses the priority lien position of first loans and targets a conservative loan-to-value ratio to minimize risk, while generating stable income through borrower interest payments made to the fund. Stable Net Asset Value A key ingredient in the Income Fund’s success has been its stable net asset value (NAV). A stable NAV is important because it helps protect an investors’ principal investment. Since the Income Fund’s inception in 2013, the Income Fund has maintained a $1,000 NAV. The Income Fund continues to manage toward the goal of providing a balance of a stable NAV and target net annualized return between 6%-9%. REQUEST INVESTOR PACKAGE WFP INCOME FUND EARNINGS RELEASE How Does

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