Clearwater Capital Partners

About

The Sensible Essentialist The Sensible Essentialist December 01, 2018 A Relentless Pursuit of Things That Matter December 01, 2018 / John Chapman My career on Wall Street now spans over 35 years, eight employers, three states, and thousands of clients investing literally billions of dollars. Along the way I have witnessed an industry evolve in ways I would have never expected. About fourteen years ago, it became painfully obvious that Wall Street was failing to serve clients with integrity or objectivity. Regulators regarded “advice” (the very thing clients thought they were paying for) as merely “incidental” in the broker/client relationship. In other words, it did not even matter if advice was in the equation – the client was paying only for a transaction. Conflicted interests, a lack of transparency, and cultures of high-pressure sales dominated the landscape. At its core, I believed Wall Street was broken and there had to be a better way. Read More November 01, 2018 November Private Client Letter - The Beginning of the End ?? November 01, 2018 / John Chapman October was a difficult month for investors. Concerns that the U.S. economy could be overheating has prompted the Federal Reserve (FED) to raise interest rates three times this year, with another rate hike largely expected in December. Separately, equity investors began to fear slowing economic growth next year and the related risks to corporate profits. Read More October 01, 2018 October Private Client Letter - Maint

Key Contact

Geographic Focus